Caribbean citizenship by investment

Antigua and Barbuda Citizenship by Investment in 2026

Last updated 23 October 2026 ยท NDF and UWI Fund pricing

antigua citizenship by investment

Antigua and Barbuda is the only Caribbean program on this site offering two contribution routes with meaningfully different family economics: the National Development Fund and the University of West Indies Fund. Both grant the same thing, full citizenship, a passport, not a residence permit, but they price differently depending on family size.

As of September 2026 the National Development Fund (NDF) is $230,000 for the main applicant or a family of up to four, with real estate now standardized to a flat $300,000 regardless of sole or fractional ownership. Below is the full price table, the actual process, and where this program fits best.

What Antigua citizenship grants in 2026

Antigua and Barbuda citizenship is full citizenship, transferable to children born after approval, with no minimum stay requirement. The National Development Fund is the main non-refundable route: $230,000 for the main applicant or a family of up to four, with $15,000 added per additional person for larger families.

Visa-free access sits at 150 or more destinations on Henley-based trackers for 2026, the widest count among the four Caribbean programs we cover, including the Schengen Area, Hong Kong, Singapore, Russia and the UK, though the UK now requires an ETA even for visa-exempt travel.

Investment options

Antigua is the only program here with a third contribution route built specifically around family size. The UWI Fund covers a family of up to six for $260,000, funding one University of West Indies scholarship place a year for five years, and it can work out cheaper per family member than the NDF once a household passes four people.

Antigua and Barbuda: investment options as of September 2026
OptionAmountWho it fitsNote
National Development Fund (NDF)$230,000Main applicant or family of up to 4Non-refundable contribution; +$15,000 per additional person for larger families. Due diligence fee $8,500; processing fee $20,000 plus $10,000 per dependent.
University of West Indies (UWI) Fund$260,000Family of up to 6Funds one UWI scholarship place per year for 5 years. Covers more family members per dollar than the NDF for larger households.
Real estate$300,0005-year minimum hold, sole or fractionalFlat minimum regardless of sole or fractional ownership, per the 1 August 2024 program amendment, confirmed via UNCTAD's Investment Policy Monitor.

Prefer to ask about Antigua directly? Send your nationality and family size on WhatsApp.

Who this fits, and the wider EU picture

Antigua suits larger families doing the per-person math, and buyers who specifically want the widest visa-free count among the four Caribbean programs here. It is a reasonable choice for South African applicants, who face no nationality ban on any of the four Caribbean programs and often treat Caribbean CBI as a plan B alongside a Portugal or Greece golden visa, and for Filipino applicants, whose Republic Act 9225 framework keeps dual citizenship straightforward.

It restricts or bans eight nationalities outright: Afghanistan, Belarus, Iran, North Korea, Russia, Somalia, Sudan and Yemen, with a conditional pathway for some of these if the applicant has lived outside the country of origin for ten years or more. Confirm your position per case with a licensed agent, since these lists are revised without much public notice.

The same EU pressure sitting over the other three Caribbean programs applies here too. An October 2025 European Parliament vote tightened the mechanism for suspending Schengen access over citizenship by investment programs, and a June 2026 European Commission letter asked Antigua and four other governments to tighten due diligence by September 2026 and phase out CBI entirely by 1 June 2028. Antigua remains visa-exempt for Schengen as of this writing, with the Commission's next review due December 2026.

Family pricing and costs beyond the headline number

The NDF's $230,000 covers the main applicant or a family of up to four; larger families add $15,000 per extra person. On top, a due diligence fee of $8,500 for the main applicant, and a processing fee of $20,000 plus $10,000 per dependent.

The UWI Fund changes this math for households of five or six: $260,000 covers up to six family members, which can beat the NDF's per-person cost once additional-person fees are factored in. None of these numbers include legal or agent fees, which sit on top and vary by advisor. Confirm the current fee schedule with a licensed agent before treating any total here as final.

How the process runs

Antigua and Barbuda requires applications through a licensed agent; direct investor applications are not accepted. Gold Visa World is an advisory desk, not a licensed agent: we prepare and check the file with you, then refer it to a licensed agent of record, named to you in writing before any fee.

Due diligence here is the same story as every program on this site: real, and capable of a refusal. Clean, complete source-of-funds documentation submitted with the first filing, not added after a question comes back, is the single biggest lever an applicant actually controls over timeline and outcome. Our due diligence guide covers this in more depth.

Antigua processing time in 2026

Processing typically runs 3 to 6 months for the National Development Fund route, counted from a complete file. Interview and enhanced due diligence are handled case by case rather than required of every applicant, which can make Antigua quicker in practice than programs with a universal interview, though a complicated financial history still triggers a closer look whichever route you choose.

Real estate applications add the project side: the approved development's paperwork and the 5-year hold terms have to be in order before the file moves. See how Antigua compares with the other three in our Caribbean CBI processing times guide.

What typically lengthens an Antigua file:

  • Enhanced due diligence on a higher-risk profile
  • A large family, with more documents, police certificates and dependency proofs to gather
  • Source-of-funds questions asked a second time
  • Nationality checks for applicants from, or long resident in, a restricted country

Antigua requirements checklist

The authorised agent confirms the current list for your family and route. A typical Antigua file asks for:

  • A valid passport for every applicant, with certified copies
  • Birth certificates, and marriage or divorce documents where relevant
  • Police clearance certificates from your country of citizenship and countries of residence
  • A medical certificate for each applicant
  • Source-of-funds and source-of-wealth evidence, with bank references
  • Proof of address and a CV or employment history for the main applicant
  • Proof of dependency for older children or parents on the application
  • For the UWI Fund or real estate routes: the route-specific agreement or project documents
  • Certified English translations of documents not issued in English

Official source and how to read this page

Official source: Citizenship by Investment Unit, Government of Antigua and Barbuda. Figures as published on this site in September 2026, confirm per case; the 1 August 2024 real estate amendment is recorded in UNCTAD's Investment Policy Monitor, and visa-free counts come from Henley-based trackers for 2026.

Not legal advice. This page summarises published program rules so you can compare options. Eligibility, fees and timing for your own family are confirmed by the licensed agent of record before you commit funds, and program rules can change with little notice.

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Frequently asked questions

How much does Antigua and Barbuda citizenship cost in 2026?

The National Development Fund is $230,000 for the main applicant or a family of up to four, plus a $15,000 fee per additional person, an $8,500 due diligence fee, and a $20,000 processing fee plus $10,000 per dependent. The University of West Indies Fund is a flat $260,000 for a family of up to six.

What is the University of West Indies Fund option?

It is Antigua and Barbuda's second contribution route: $260,000 covers a family of up to six and funds one UWI scholarship place a year for five years. For larger households it can cost less per family member than the National Development Fund once additional-person fees are added up.

How long does Antigua citizenship processing take?

Typically 3 to 6 months for the National Development Fund route. Interview and enhanced due diligence checks are handled case by case rather than required for every applicant, which is part of why timelines can move faster than programs with a mandatory interview.

Which nationalities are restricted from Antigua's program?

Antigua currently restricts or bans eight nationalities: Afghanistan, Belarus, Iran, North Korea, Russia, Somalia, Sudan and Yemen, with a conditional pathway for some of these after ten or more years resident outside the country of origin. Confirm current status with a licensed agent, since these lists change without much public notice.

Comparing family size against the right program?

Tell us how many people are on the application and your nationality. We will run the real per-person math across Antigua's two routes and the other Caribbean options.

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