Investment migration advisory desk · 2026 figures
Citizenship by investment and golden visas, matched to your passport
We compare eight citizenship and golden visa programs against what your own nationality law allows, using figures from official CIU and UAE government sources wherever they are published, and labelled when they are not. You get a written shortlist before anyone talks fees, and any Caribbean file goes to a licensed agent of record named before you pay.
Three 2026 facts most marketing pages skip
Caribbean prices harmonised upward in 2024: the credible floor is now $200,000-250,000, and anyone quoting less is quoting the past, as our 2026 price comparison shows fee by fee. Portugal changed its naturalisation clock in May 2026: the golden visa still works, but citizenship now sits seven to ten years out. And if your passport says India, China or Indonesia, taking a second citizenship legally means giving up your first, which is why residency routes often beat passport routes for those nationalities.
That is the level of detail the whole desk runs on: the programs with current 2026 numbers, and your nationality's real options, including the ones we would talk you out of.
Two ways to slice the decision
Programs tell you what exists. Nationality pages tell you what exists for you.
Four programs, four different jobs
A passport, a Gulf base, an EU base, an Asian base. The full fee table for the Caribbean four is in cheapest citizenship by investment 2026; all eight sit side by side in the program catalogue.
St Kitts & Nevis
Citizenship: the oldest program, running since 1984.
from $250k
UAE Golden Visa
Residency, not citizenship: a 10-year renewable Gulf base.
AED 2M route
Portugal Golden Visa
EU residency through a regulated fund, citizenship years later.
from €500k
Indonesia Golden Visa
Residency from a US$130,000 deposit that stays your money.
from $130kBuilt for your passport
Each nationality page carries the banned-list status, dual-citizenship law and realistic budgets.
How a case runs
Nationality first
Your passport, family size, goals. The legal fine print gets checked before anything else.
Honest shortlist
Usually two or three programs, with the one we would pick and why, in writing.
Licensed agent, named first
Caribbean files must be lodged by a government-licensed agent of record. We refer yours to one, named in writing before you pay anything.
Due diligence to decision
Source-of-funds documentation done properly, published timelines quoted as ranges, no promised outcomes.
Read before you commit
Filing before year end: what November can and cannot change
Updated 8 November 2026. Every November the same question arrives: can a file be lodged before the year ends. The honest answer is that the government's clock is not ours to move. Published timelines are quoted as ranges, due diligence takes what it takes, and the clock starts only when the file is complete. What is yours to move is the first stage: passports, birth and marriage certificates, police clearance from each country of residence, medical certificates and a source-of-funds narrative whose documents match each other. For most families that stage, not the government, decides the calendar.
So the useful November work is: your nationality's law checked first; a written shortlist of two or three programs with 2026 official figures; the funding route planned early where currency controls apply; and a licensed agent of record named in writing before you pay anything. Send the passport you hold and the goal on WhatsApp.
Frequently asked questions
Are you a licensed citizenship agent?
No. We are an advisory desk and do not hold a government citizenship by investment licence. Caribbean applications must be lodged by a licensed authorised agent, so we prepare and check the file with you, then refer it to a licensed agent of record who is named to you in writing before you pay any fee. You can verify that agent with the program's own CBI unit.
Can you guarantee approval?
No one honest can. Due diligence is real and refuses real applications. What we control: whether your file is complete, truthful and well-documented before it is submitted, which is where most refusals are actually born.
What does your advice cost?
The first conversation and the nationality assessment cost nothing. Engagement fees are agreed in writing per case, alongside the program's official costs, which we show you from official sources.
Which program is best?
For whom? A Lagos family optimising travel, a Mumbai founder who cannot hold two passports, and a Jakarta investor wanting an EU base get three different answers. That is the point of the nationality pages.
If I start in November, can my application be submitted this year?
Only if your own documents are ready: police certificates from every country of residence, certified civil documents and a coherent source-of-funds file. Those, not the program, usually set the date. We tell you plainly which stage is the bottleneck for your family, and the licensed agent of record lodges the file when it is complete, not before.
Start with your nationality, not a brochure
Say where your passport is from and what you want to solve: travel, base, education, exit. The honest shortlist comes back in writing, including the routes we would talk you out of.
Check my eligibility