Indonesia Golden Visa and Second Home Visa in 2026

What Indonesia actually offers

Indonesia introduced its Golden Visa by regulation in mid-2023 and launched it fully in July 2024. By the government's own count it had issued well over a thousand of these permits within two years. All of the routes below end in the same kind of document: an ITAS, a limited-stay permit, electronically issued, with multiple re-entry built in and no sponsor or local employer required.

What differs is the money, the term, and what you are allowed to do:

• Golden Visa, E28C: for individual investors who do not want to run a company. US$350,000 placed in Indonesian government bonds, shares of listed companies, or mutual funds buys a 5-year permit; US$700,000 buys a 10-year permit.
• Golden Visa, E28B: for investors who establish an Indonesian company, with commitments from US$2,500,000 for 5 years or US$5,000,000 for 10 years.
• Second Home Visa, E33: five years of residence against proof of funds of about US$130,000, equivalent to roughly Rp 2 billion, deposited in your own name at a state-owned bank, or ownership of property worth US$1,000,000 or more under a title foreigners can legally hold.
• Investor KITAS, E28A: the older, cheaper working route, for shareholders holding at least Rp 10 billion of shares in their own Indonesian PT PMA company. One to two years at a time, renewable, and it permits working in your own company.

If your goal is simply to live in Bali, Jakarta or Lombok for years at a time without visa runs, the Second Home Visa is usually the honest starting point. The E28C Golden Visa makes sense when the budget is there and you want the 10-year horizon or the priority treatment that comes with investor status.

All routes in one table

Amounts are the government's published thresholds as of 23 October 2026. Where the official figure is set in US dollars, we quote dollars; where it is set in rupiah, we quote rupiah.

The Second Home Visa in detail

The Second Home Visa is the route most people who ask us about "the Indonesia golden visa" actually end up choosing, because the money is not spent and not locked into securities: it sits in your own account.

How it works in practice:

1. You apply online through the official eVisa portal, with a written commitment to meet the financial requirement.
2. The visa is approved and you enter Indonesia.
3. Within 90 days of arrival you place the funds, about US$130,000 or the rupiah equivalent of roughly Rp 2 billion, in an account in your own name at a state-owned bank: Bank Mandiri, BNI, BRI or BTN. Property worth US$1,000,000 or more under a Hak Pakai (right-to-use) title is the published alternative.
4. The balance must stay at that level for as long as you hold the visa. Immigration can check it. Miss the 90-day deadline or draw the account down, and the permit can be cancelled.

The deposit earns normal bank interest and is returned to you in full when you give up the visa. There is no sponsor, no age limit, and approval normally takes a few weeks once the file is complete.

Two honest limits. First, this is not a work permit: local employment and Indonesian-source employment income are off the table, though working remotely for a foreign employer is commonly done. Second, the property alternative is narrower than agents imply: the US$1,000,000 must be property a foreigner can legally hold, which in Indonesia means Hak Pakai apartments or similar, never the freehold land titles reserved for Indonesian citizens, and never a leasehold villa contract.

The E28C investor route in detail

E28C is the Golden Visa for individual investors who do not want to establish or run a company. The qualifying instruments are set by the regulation:

• Indonesian government bonds,
• shares of companies listed on the Indonesia Stock Exchange, or
• Indonesian mutual funds.

US$350,000 across these instruments qualifies you for the 5-year permit; US$700,000 for the 10-year permit. Published guidance has also listed residential property worth US$1,000,000 or more, for example an apartment, as a 10-year qualifier; because practice on the property variant has been less consistent than on the securities variant, we treat it as a case to confirm with immigration before you commit.

As with the Second Home Visa, the investment is placed after approval, within 90 days, and held for the life of the permit. Unlike a Caribbean citizenship donation, the money remains your asset: bonds pay coupons, deposits pay interest, and you take it all back if you later leave the scheme.

Holders get the practical perks Indonesia advertises for Golden Visa status: longer terms, priority lanes at major airports, and no need for a local sponsor at any point. If you intend to be a hands-on owner of an Indonesian business instead, compare the E28A Investor KITAS first: at Rp 10 billion in shares it is a fraction of the E28B commitment and it is the one that lets you actually work in the company.

What it costs: government fees in rupiah

Indonesia publishes immigration fees (PNBP) in rupiah on the official eVisa portal. The widely published rates for these visa classes as of October 2026 are below; the portal shows the binding figure for your application, and we re-check it before any filing.

How the application runs

The whole process is online-first, which makes Indonesia one of the most straightforward files on this site.

1. Route check. Citizenship, budget, family, and what you actually want to do in Indonesia. This is where E28C versus Second Home versus Investor KITAS gets decided, and it takes one conversation.
2. eVisa application. Filed on the official portal, evisa.imigrasi.go.id, with passport scans, a photograph, a short CV, proof of living costs (a bank statement that has not dipped below US$2,000 over the last three months is the published benchmark for the Second Home route), and the written commitment to invest.
3. Approval and entry. The electronic visa normally issues within days to a few weeks. You enter Indonesia on it.
4. Funding within 90 days. The deposit is placed or the securities are bought. For the Second Home route this means opening the state-bank account, which is the step where an introduction and a prepared document set save the most time.
5. ITAS and biometrics. The limited-stay permit is issued electronically; biometrics are completed in Indonesia. After three years of continuous residence you may apply for a KITAP, the permanent-stay permit.

No interview, no quota, no nationality bans of the Caribbean kind. The failure modes are mundane: a passport with too little validity, a bank statement that dips, or the 90-day funding deadline treated casually.

Timeline: what takes how long

Quoted end-to-end times for Indonesia are short compared with anything European on this site, and for once the short quotes are honest:

• eVisa approval: typically days to a few weeks from a complete online file.
• Funding window: up to 90 days after arrival, at your own pace.
• ITAS issuance: electronic, following the visa; biometrics are booked in-country.
• KITAP (permanent stay): available after 3 years of continuous residence on these permits.

What actually delays an Indonesia file:

• Opening the state-bank account without local help, especially where the bank branch rarely handles foreign Second Home clients
• Passports with under 36 months of validity, which several of these visa classes expect
• Marriage and birth certificates for dependants that still need apostille and certified translation
• Trying to qualify with property that a foreigner cannot legally hold, which restarts the route decision from zero

Taxes and rules worth knowing before you move

None of this is tax advice, but three published rules decide most planning conversations, so they belong on the page.

Tax residency at 183 days. Spend more than 183 days in Indonesia in a 12-month period, or make it your place of domicile, and you are an Indonesian tax resident under Indonesian law. Indonesia taxes residents on worldwide income, with treaty relief where a treaty exists. Plenty of Second Home holders structure their year around this; the ones who regret it are the ones who never checked.

No dual citizenship. Indonesian law does not permit adults to hold two citizenships, and naturalisation as an Indonesian requires renouncing your current passport. So unlike Portugal, the Indonesian residency routes are not a back door to a second passport, and we will not sell them to you as one. They are long-term residency, done properly.

Foreign land ownership. Foreigners cannot own freehold land (Hak Milik) in Indonesia. The property variants of these visas work through Hak Pakai (right-to-use) titles on apartments and houses in designated categories. A 25-year Bali villa lease, whatever the agent says, is not visa-qualifying property.

One more practical note: holders of these permits are expected to keep a local address registered and to report changes; the permits are electronically tied to your passport, so a passport renewal means a permit transfer, a routine filing we handle as part of the file.

Requirements checklist

The published list for the Second Home and E28C routes is short. A complete file contains:

• A passport, ideally with 36 months or more of validity remaining
• A recent colour photograph and a short CV
• Proof of living costs: a personal bank statement that has stayed above US$2,000 over the last three months
• The written commitment to place the qualifying deposit or investment within 90 days of arrival
• After arrival: the state-bank deposit of about US$130,000 (Second Home), or the securities purchase of US$350,000 or more (E28C)
• An Indonesian address for registration
• For family members: marriage and birth certificates, apostilled and translated where required
• Government fee payment online, in rupiah, at the published PNBP rate

Family: who can come with you

Both the Golden Visa and the Second Home Visa carry family provisions that are more generous than most European programs:

• Spouse, on a dependent permit matching your term
• Children, up to 18, or up to 25 where they are unmarried students
• Parents, also eligible as dependants

Dependants do not need their own deposit or investment; they ride on the principal's qualification, with their own (smaller) permit fees. Dependants face the same no-local-work rule as the principal on the Second Home route. Children in international schools in Bali or Jakarta are the normal case this is built for, and school enrolment letters slot straight into the dependant file.

Who this fits, and who it does not

Indonesia fits three profiles unusually well.

The long-stay family. If the actual goal is years in Bali or Jakarta, schooling, surf, remote work on a foreign payroll, the Second Home Visa at about US$130,000 in your own bank account is the cheapest credible long-term residency on this entire site, and the money never leaves your name. Compare that honestly with a Caribbean donation of US$200,000+ that is spent, for a passport you may not need.

The investor who wants Asia optionality. E28C at US$350,000 in government bonds pays coupons while it qualifies you, and the 10-year tier at US$700,000 is one of the longest single permits available anywhere.

The owner-operator. Anyone genuinely running an Indonesian business belongs on the E28A Investor KITAS at Rp 10 billion in shares, not on a Golden Visa twice the price that still does not permit employment.

Who it does not fit: anyone whose real goal is a second passport or visa-free travel on a new nationality. Indonesia's dual-citizenship ban closes that door, and a Caribbean citizenship program or the Portugal fund route is the honest answer instead. If you are an Indonesian citizen looking outward rather than a foreigner looking in, your page is golden visas for Indonesian citizens.

Indonesia vs UAE vs Portugal: one table

These are the three residency-by-investment programs clients most often weigh against each other on this desk. Same format, same honesty, three very different products.

Official sources and how to read this page

Primary sources: the Directorate General of Immigration (imigrasi.go.id) and its eVisa portal (evisa.imigrasi.go.id), where the binding fee and requirement for each visa class is published; the 2023 immigration ministerial regulation that created the Golden Visa and Second Home classes; and Indonesian state-bank deposit documentation for the Second Home route. Dollar conversions are approximate at October 2026 rates.

Figures last checked on 23 October 2026. Thresholds and fees here have already changed more than once since 2023, and secondary sites still quote superseded numbers; where published sources conflict, we flag it above rather than pick the prettiest figure. Not legal or tax advice: your route, fees and timing are confirmed against the portal and with the professionals on your file before you commit anything.